Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE USING THE WEBSITE LOCATED AT www.ideal.sg (“WEBSITE”) AND/OR ANY SERVICES THEREIN. BY PROCEEDING ANY FURTHER IN THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS AND THAT YOU AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO ALL OF THE TERMS, YOU ARE NOT AN AUTHORIZED USER OF THIS WEBSITE AND YOU SHOULD STOP USING THIS WEBSITE.

IDEAL ADVISORS PTE LTD AND IDEAL GROUP OF COMPANIES (“IDEAL”) RESERVES THE RIGHT TO ALTER SUPPLEMENT ADD OR REMOVE ANY TERMS AT ANY TIME. WE WILL REFLECT SUCH CHANGES OR ADDITIONS BY UPDATING THESE TERMS AND SUCH CHANGES SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING. BY ACCESSING OUR WEBSITE AFTER WE HAVE POSTED CHANGES TO THESE TERMS, YOU ARE AGREEING TO THESE TERMS AS MODIFIED. WE THEREFORE ENCOURAGE YOU TO REGULARLY VISIT THIS PAGE TO FAMILIARIZE AND UPDATE YOURSELF AS TO THESE TERMS.

Disclaimer

Nothing contained on this Website constitutes financial, tax, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by Ideal or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor.

Before acquiring the shares or interests of any fund by purchase or exchange, it is your responsibility to read the fund’s offering memorandum.

The information and services provided on this Website are provided "AS IS" and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, Ideal disclaims all warranties, including, but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. Ideal does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this Website and does not warrant that the functions contained in this Website will be uninterrupted or error-free, that defects will be corrected, or that the Website will be free of viruses or other harmful components. Ideal expressly disclaims all liability for errors and omissions in the materials on this Website and for the use or interpretation by others of information contained on the Website.

Indemnity

You agree to defend, indemnify and hold harmless Ideal, its affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorneys fees) to the extent resulting from or arising from your use of this Website, from your violation of these Terms or from any unauthorized or otherwise inappropriate use of any of the content of this Website attributable to you or which occurs through the use of your ID.

Trademarks, Copyrights and other Intellectual Property

The content contained on this Website is owned or licensed by Ideal and its third-party information providers and is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such content is solely for your personal, non-commercial use. Accordingly, you may not copy, distribute, modify, post, frame or deep link this Website, including any text, graphics, video, audio, software code, user interface design or logos. You may download material displayed on this Website for your personal use provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including all text, images, audio, and video, without Ideal's written permission. Modification or use of the materials for any other purpose violates Ideal's intellectual property rights.

All trademarks, service marks, trade names, and logos displayed on this Website are proprietary to Ideal and/or their respective owners. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the written permission of Ideal or such other third party that may own the trademark displayed on this Website. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.

The use of the images displayed on this Website by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, and the laws of privacy and publicity, and communications, as well as other regulations and statutes. If you download any information from this Website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Prohibited Uses

  • Except as otherwise stated in these Terms or as expressly authorized by Ideal in writing, you may not:
  • Use this Website in any manner that could damage or overburden any Ideal server, or any network connected to any Ideal server, as all servers have limited capacity and are used by many people;
  • Use this Website in any manner that would interfere with another party’s use of the Website;
  • Include the term “Ideal Advisors, Ideal Wealth Management, Ideal Finance, Ideal Capital and/or Ideal Fiduciary,” or any Ideal trademark or executive’s name, or any variation of the foregoing, as a meta-tag, hidden textual element;
  • Use any robot, spider, intelligent agent, other automatic device, or manual process to search, monitor or copy this Website or the reports, data, information, content, software, products services, or other materials on, generated by or obtained from this Website, whether through links or otherwise (collectively, “Materials”), without Ideal’s permission, provided that generally available third-party web browsers may be used without such permission; or
  • Use this Website or the Materials in any manner that could create impression of affiliation, sponsorship or endorsement by Ideal.

Forward looking statements

The information contained on this Website may contain forward-looking statements, with respect to Ideal’s or any fund’s future financial or business performance, strategies or expectations. Forward-looking statements are typically identified by words or phrases such as “trend,” “potential,” “opportunity,” “pipeline,” “believe,” “comfortable,” “expect,” “anticipate,” “current,” “intention,” “estimate,” “position,” “assume,” “outlook,” “continue,” “remain,” “maintain,” “sustain,” “seek,” “achieve,” and similar expressions, or future or conditional verbs such as “will,” “would,” “should,” “could,” “may” or similar expressions.

Ideal cautions that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward-looking statements speak only as of the date they are made, and Ideal assumes no duty to and does not undertake to update forward-looking statements. Actual results could differ materially from those anticipated in forward-looking statements and future results could differ materially from historical performance.

The following factors, among others, could cause actual results to differ materially from forward-looking statements or historical performance: (1) the introduction, withdrawal, success and timing of business initiatives and strategies; (2) changes in political, economic or industry conditions, the interest rate environment or financial and capital markets, which could result in changes in demand for products or services or in the value of assets under management; (3) the relative and absolute investment performance of Ideal's investment products, including its separately managed accounts; (4) the impact of increased competition; (5) the impact of capital improvement projects; (6) the impact of future acquisitions or divestitures; (7) the unfavorable resolution of legal proceedings; (8) the extent and timing of any share repurchases; (9) the impact, extent and timing of technological changes and the adequacy of intellectual property protection; (10) the impact of legislative and regulatory actions and reforms and regulatory, supervisory or enforcement actions of government agencies relating to Ideal; (11) terrorist activities and international hostilities, which may adversely affect the general economy, domestic and local financial and capital markets, specific industries, and Ideal; (12) the ability to attract and retain highly talented professionals; (13) fluctuations in foreign currency exchange rates, which may adversely affect the value of advisory fees earned by Ideal; (14) the impact of changes to tax legislation and, generally, the tax position of the Company; and (15) Ideal's success in maintaining the distribution of its products.

Password Security and Notification

Certain parts of the Website are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the Website, or to any other protected materials or information, through any means not intentionally made available by Ideal for your specific use. If you have a Personal Identification Number (PIN) for access to non-public areas of the Website, you are solely responsible for all activities that occur in connection with your PIN. Accordingly, you should take all reasonable steps to protect the confidentiality of your PIN. Notify Ideal immediately if you become aware of any disclosure, loss, theft or unauthorized use of your PIN.

Links to Other Websites

Ideal may establish links between this Website and one or more websites operated by third parties. Ideal has no control over any such other websites, the contents therein or the products/services offered. The existence of any such links shall not constitute an endorsement of, or representation or warranty by Ideal regarding such websites, the contents of the websites, the products or services of the websites or the operators of the websites. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. Ideal disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our Website.

Links to Ideal from Other Websites

You shall not display hyperlinks on your websites to any website owned or operated by Ideal. If you desire to display on your website a hyperlink to an Ideal website, you must enter into a written agreement with Ideal governing such display. Access to any Ideal website does not authorize you to use any of Ideal's names, logos, trademarks or copyrighted material, and you agree not to do so without Ideal's express written consent. Requests to display hyperlinks on your websites to Ideal websites should be e-mailed to legal [at] ideal [dot] sg.

Communications

Any notice or communication under or in connection with these Terms shall be in writing and in the English or German language and shall be delivered by email. Ideal shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a website user to Ideal through this Website.

You acknowledge and agree that you accept full responsibility for the security and authenticity of all communications sent by you to Ideal via email and you agree to be bound by all such communications. Ideal shall be entitled to assume that all instructions or communications received from your email account are from you and Ideal shall be under no obligation whatsoever to verify that such instructions or communications is in fact that of or from you.

You further agree and acknowledge that you understand and accept the risks of interception, breach of confidentiality and alteration, virus infection, among others, inherent in the use of email and the Internet; and that you agree to hold us harmless from and against any and all claims arising out of or resulting from the delivery or failure of communications via email or any infection of computer virus.

In the event that either party suspects that the other is not receiving the correct communication via email, that party shall communicate with the other using telephone, facsimile, telegraphic and such other devices as may be necessary.

Privacy Policy

Please review our Privacy Policy, which is a part of this Agreement and hereby incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.

Jurisdiction and Governing Law

The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Ideal or its affiliates to any registration requirement within such jurisdiction or country. This Website will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.

The laws of Singapore govern these Terms without regard to conflict of law provisions. If you take legal action relating to these Terms, you agree to file such action only in Singapore, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any action with Ideal or its affiliates.

Limitation of Liability

IDEAL AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THIS WEBSITE), EVEN IF IDEAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, FROM THE USE OR ATTEMPTED USE OF THIS WEBSITE OR ANOTHER LINKED WEBSITE.

IF YOU LIVE IN A STATE THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR IF YOU ACCESS THE WEBSITE SOLELY THROUGH AN ARRANGEMENT WITH YOUR EMPLOYER OR PLAN SPONSOR, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

Timeliness of Content

All content on this Website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Termination

Ideal may suspend or terminate your access to the Website for any reason, without prior notice.

Waiver

The waiver by us of a breach or default in any of the provisions of these Terms and Conditions by you shall not be construed as a waiver of any succeeding breach of the same or other provisions, nor shall any delay or omission on the part of us to exercise or avail itself of any right, power or privilege that is has or may have hereunder operate as a waiver of any breach or default by you.

Severability

If any provision of these Terms is found by any court of competent jurisdiction to be invalid or unenforceable, the invalidity of such provision shall not affect the other provisions of these terms and conditions, and all provisions not affected by such invalidity shall remain in full force and effect.

Entire Agreement

The Terms represent the entire agreement between Ideal and the user relating to the subject matter herein.

Terms and Interpretations

Clause headings in these Terms are for ease of references only. Words importing the singular number include the plural and words importing the plural number include the singular, and words importing the masculine gender only shall include the feminine and neuter genders. Words importing persons shall include firms, corporations, trusts, companies and incorporated and unincorporated bodies. A person who is not a party to these Terms shall have no right to enforce or enjoy the benefits of any provision of these Terms and any applicable laws providing for the contrary shall to the extent permissible be excluded.

The terms, phrases and words used in any prospectus, offering memorandum, information sheet or any other documents of any funds, products or services contained in the Website may differ from that used in these Terms even though they may be ascribed to and are describing the same thing. In relation to your use of this Website, the terms, phrases and words as defined and used in these Terms shall prevail.